Last updated: June 1, 2026
No Payne No Gain is an independent fan project. It is not affiliated with, sponsored by, endorsed by, or officially connected to Tim Payne, New Zealand Football, FIFA, or any national football association or commercial partner thereof. All references to Tim Payne are made in the context of public interest and fan expression.
The name "Tim Payne" belongs to Tim Payne as an individual. Its use on this Service is descriptive and referential — identifying the subject of the fan community — and does not imply any commercial relationship, endorsement, or official association. We make no claim of ownership over Tim Payne's name, image, or identity.
The Panini-style card image used on the website is created in a fan art style for entertainment purposes only. It is not an official Panini product and is not sold or licensed commercially.
References to the 2026 FIFA World Cup, match results, and player performance are made for informational and entertainment purposes under principles of fair use and fan commentary. FIFA®, the FIFA World Cup®, and related marks are trademarks of the Fédération Internationale de Football Association. No Payne No Gain is not affiliated with FIFA or any of its commercial partners.
The original creative content of this Service — including the "No Payne No Gain" name and tagline, the application design, the chant templates, badge artwork, and the Payne Points game mechanic — is the intellectual property of the creators of this project. You may not reproduce, distribute, or create derivative works from this content for commercial purposes without written permission.
The Service uses open-source software and freely licensed fonts. Specific attributions:
If you are a rights holder and believe any content on the Service infringes your intellectual property rights, please contact us at timpaynearmy@gmail.com with a description of the content in question and the basis for your claim. We take IP concerns seriously and will respond promptly.
All intellectual property enquiries: timpaynearmy@gmail.com.